Mothers in the small Swiss village of Bulach may have been wary of the man with a goatee staring at them as they strug-gl to navigate an ATM.


Mothers in the small Swiss village of Bulach may have been wary of the man with a goatee staring at them as they strug-gl to navigate an ATM, groceries bag in one hand, fractious child in the other. moreover the man didn't care what their PIN numbers were or in what manner much money they had in their accounts. He wanted to know, to what end didn't they just put the bag down?

The answer: The bags were paper, and when the landed estate is wet--it rains a fortune in Switzerland--putting them down means getting the contentments soggy. Now, thanks to the man with the goatee, Stephan Kubler the mom using the ATM at the Credit Suisse branch in Bulach can hold fast their groceries dry, by resting them onward an inch-high grille.

Kubler bestows each and every working day spying forward Credit Suisse customers. He's part of a small


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